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Risk

I am amazed how many people demand that the government or somebody guarantee them a risk-free life.  There is no such thing.  We, humans, were created by God with high intelligence and free will to make our own choices in life.  Most choices are about the future.  No one can foresee the future with certainty. …

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BBB Scam Alert: Fake friends on Facebook

How con artists disguise themselves as trusted sources People connected to the internet use it for a wide range of purposes, often to catch up with friends on social media or randomly surf the web. Unfortunately, your social media friend may not be who they appear to be. Scammers earn victims ‘ trust by taking…

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Breast Cancer Awareness Month

Breast Cancer Awareness Month is recognized October 1st– October 31st. The purpose of this month is to increase awareness of breast cancer. According to the National Breast Cancer Foundation, 1 in 8 women will be diagnosed with breast cancer. In addition to this, breast cancer is the most common form of cancer in women. Breast…

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BBB Scam Alert

BBB Scam Alert: Watch out for false promises as eviction moratorium nears end   The eviction moratorium has been extended through October 3, but that doesn’t mean scammers have postponed their tricks. Con artists often take advantage of the confusion and stress surrounding significant events. With more than 450,000 Texans behind on their rent, the moratorium’s end…

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Biden’s Ban of Fossil Fuels

The Biden administration and Congressional Democrats still want to ban fossil fuels within 10 years.  That is economically and technically not feasible.  If adopted, it will turn our economy back 200 years to 1821 and destroy the 18-fold gains in prosperity, wealth, and wellbeing gained over 200 years of the industrial revolution fueled by fossil…

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Texas Power Grid Failure During the February Freeze Crisis

The Wall Street Journal (WSJ) published a series of articles explaining the February partial power grid failure.  When the power demand exceeds power production, the grid frequency drops and puts the grid in danger of collapse.  When that happened, the PUC and ERCOT ordered the grid operators to reduce demand by shutting down power to…

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BBB Tip: Buying a car online

The ability to purchase goods and services over the Internet has permanently changed how countless industries conduct business, especially after the disruption caused by the COVID-19 pandemic. Online marketplaces remove much of the stress associated with in-person purchases of expensive items, such as automobiles.     There are many benefits to purchasing a car online.…

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National Ultraviolet Safety Month

July is designated as National Ultraviolet (UV) Safety Month. According to the American Cancer Society, individuals with a high level of exposure to UV rays from the sun have an increased risk of skin cancer, which is the most prevalent type of cancer in the country. It is important to note that despite these statistics,…

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Hiring employees After the COVID-19 Lockdown

I have heard and read many complaints by small businesses that they can’t’ find and hire new employees after the COVID-19 lockdown.  The federal government supplemented state unemployment during the shutdown with $00 per week.  Many PIBA business members are in the hospitality industry (restaurant, hotel, motels and tourist entertainment) and typically pay minimum wage…

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Stock Trading Apps

In the aftermath of the GameStop stock saga, many would-be investors have turned to mobile stock trading apps to capitalize on market investments. According to MarketWatch, a Dow Jones & Co. investment resource that tracks marketplace trends, February downloads of mobile trading apps, such as Robinhood, E*Trade, and Webull, reached an all-time high with expectations…

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